Perpay Reviews
Perpay has an overall rating of 4.7 based on 22 reviews. Customer feedback on Perpay is mixed: Perpay reviewers highlight positive aspects like flexible payment options, no credit check required, easy application process, and user-friendly interface, which strongly appeal to individuals with limited credit history or those seeking alternative financing options. However, Perpay is often criticized for its limited product selection, potential for high overall costs, customer service issues, and payment processing delays.
22 reviews
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How would you rate Perpay?
All Perpay Reviews (22)
hello_albert500
May 24, 2026
"Helpful for spreading out payments"
Perpay’s prices are usually fair, and the payment setup makes things way easier to afford — especially when you don’t want one big charge all at once. Some items do seem a little higher than what I’ve seen elsewhere, so I usually check around first, just to be safe. Overall though, it’s been really helpful for budgeting. I’d give it 4 stars...
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david.Smith
May 16, 2026
"Fair and Helpful Support"
I had a question about my payment and expected to be waiting around for a while, but support got back to me quickly. They explained everything clearly and helped clear up what I was confused about. It felt fair to actually get a real response instead of being left guessing, and I appreciated that.
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GRIMES
May 09, 2026
"Took a Bit Longer Than I’d Like"
It took a while to arrive, honestly. I’m probably a little impatient when it comes to waiting on stuff, but for me the delay was noticeable. Other than that, it was fine
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carl.Steveson
May 01, 2026
"Easier Than I Expected"
I expected the app to take a little getting used to, but it’s been super easy from the start. Everything has worked smoothly so far, and I haven’t run into any problems
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Earlene_sutherland02
April 10, 2026
"Feels safe to use"
my account feels secure using it. I haven’t had any issues so far, which gives me some peace of mind.
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Sonia-kalar
April 09, 2026
"Easy to track!"
I could see where my order was every step of the way, which was really nice! No guessing or wondering... just easy updates the whole time.
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gordon_Wilson84
April 09, 2026
"Got my account verified fast, honestly…"
Got my account verified fast, honestly. No real issues or anything, just kind of went through the steps and it was done. Simple overall, which was nice.
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Gladys-natali
March 18, 2026
"Perpay was straightforward for me. I’m assuming…"
Perpay was straightforward for me. I’m assuming the employer verification is the big make-or-break step, because once my job showed as compatible, the rest of the setup moved along without too much hassle. Payments have been coming out like they’re supposed to, and I like not having to think about it every time. Approval did take a little longer than I expected, so I’d give it 4 stars overall.
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RitaSaldana_70
March 05, 2026
"Felt straightforward from the start"
I liked that Perpay showed me the cost and payments right away. I didn’t have that uneasy feeling like some surprise interest or random fee was going to pop up later. What I saw was what I paid, that made me feel good about using it. Just felt simple and clear, which I really appreciate
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valerie-Blunt
February 24, 2026
"They handled my dispute without much…"
They handled my dispute without much hassle, which was a relief. The process was smoother than I expected. Has anyone else had the same issue and had it fixed this quickly?
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KariGarvey
February 20, 2026
"I had to return an order, the refund..."
I had to return an order, the refund came through fast. I didn’t have to, like, keep chasing anyone down or anything—the money just showed back up. So yeah, I’m happy with perpay...
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SIMMONS
February 02, 2026
"Surprisingly Smooth"
Got my order quickly and, shockingly enough, there were no issues at all. Always nice when things actually go the way they’re supposed to.
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Lois_wink84
January 31, 2026
"My score actually went up"
I wasn’t expecting anything huge, but Perpay reported my payments to the credit bureaus and... my score went up a little. So yeah, I’m happy with it so far.
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BURGER
January 23, 2026
"Surprisingly Easy Approval Process"
I wasn’t sure if I was going to get approved, but it ended up being simple. I just put in my info, waited a bit, and got a response faster than I expected. The steps were easy to follow, and there wasn’t any unnecessary back-and-forth or confusing stuff. So far, I’m happy with it. It made getting started way less stressful than other sites I’ve tried.
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allison1997
January 13, 2026
"The payments feature does help sometimes…"
The payments feature does help sometimes, but it feels like it could be a lot more reliable. I’m not saying it never works, but there are moments where it kind of seems like things were left half-finished or not fully tested.
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brent2005
January 09, 2026
"perpay has a lot more products..."
perpay has a lot more products than I expected. I was able to find electronics, home stuff, and a few gift ideas easily, which was nice. I do like having so many options in one place, but when I had a question, it kind of felt like I was being ignored. Overall, the selection is solid, just wish the support side felt more responsive.
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adrian_Everson73
January 07, 2026
"Super Easy Return"
I had to return an item and expected it to be a whole hassle, but it was surprisingly smooth. They handled everything really quickly, and I didn’t have to chase anyone down or deal with any headaches. Definitely made the whole return process way easier than I thought it would be
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KathleenCorrea
December 30, 2025
"I found what I needed really…"
I found what I needed really fast, which was a relief because I didn’t want to waste time clicking around or risk ending up with the wrong thing. No confusing steps or weird hoops to jump through, just simple and straightforward.
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Kelly-amaker
December 26, 2025
"Canceling my order was easier than expected"
I had to cancel my order at the last minute, it was a smooth experience overall. It took a little while for the update to show in my account, but support helped get everything sorted out. Not totally perfect, but it was still a good experience.
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carrieolson0234
November 29, 2025
"My limit went up after paying on time"
I’ve been using Perpay for a little while now, and I was a little nervous at first because I always worry about getting fooled by apps like this. But so far it’s been straightforward. After making my payments on time, my spending limit actually went up, which was nice to see without having to jump through a bunch of hoops. It makes it easier to get bigger items and pay them off slowly. The app is simple to use too, and I haven’t had any major issues so far.
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Perpay Q&A
I can't connect to argentina, i did called several different numbers and sound like busy in all of them, i had a chat with one of your employees and s
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